A modern student debt marketplace to elevate higher education finance.
Efficient markets lead to better products.
Traditional student lending locks capital into opaque, inflexible securities. Stratofied displaces securitization and elevates student lending through tokenization.
Student loans become tradable, accessible, and attractive assets on Stratofied’s marketplace.
Your loan lifecycle tool for the blockchain era.
Stratofied shows your portfolio in one convenient dashboard. Buy, sell, or trade on the marketplace without lag, and save up to 50% on servicing costs.
User Wallet:
...One place to manage your loan portfolio. View holdings, earnings, and portfolio value.
control your portfolio:
...One place to manage your loan portfolio. View holdings, earnings, and portfolio value.
simplicity & savings:
...One place to manage your loan portfolio. View holdings, earnings, and portfolio value.
Stratofied re-structures student lending incentives.
- Lenders:[01]
Tokenize new and existing loans to unlock liquidity, know where your money is going, and manage your portfolio with ease.
- Purchasers:[02]
Build fixed-income portfolios with precision. Invest your way: by rate, term, school, major, or risk profile.
- Servicers:[03]
Operate more efficiently with automated settlement, real-time reporting, and auditable on-chain records.
- Schools:[04]
Create inventive financing programs that engage alumni, donors, and sponsors. Lend based on your institution’s goals and values.Interested in what Stratofied can do for you?
How Stratofied works.
Tokenization
Student loans are converted into digital tokens that encode loan terms, performance history, and ownership. The blockchain record is a permanent, auditable source of truth.
Servicing
Stratofied acts as the servicing hub, synchronizing payments, ownership changes, and reporting in real time. Enjoy faster settlement and low-cost servicing.
Marketplace
Loan tokens are bought and sold on the Stratofied marketplace. Your User Wallet functions like a brokerage account, with up-to-date pricing, smart analytics, and instant settlement.
The future of student lending starts here.
As more real-world assets move on-chain, student debt is poised to become transparent, liquid, and globally accessible.Stratofied is not just a marketplace for today. It’s the first step toward a more responsible, data-driven education finance system.
Join .  Stratofied and expand the digital  asset .  ecosystem.
We are helping new partners and customers soar into the world of digital assets.